With the ATM Card from DES you gain instant access to your

accounts at any time.

You can conduct the following transaction:

-   Deposit Cash / Cheque/ Mail Correspondence.

-   Transfer Funds between your own accounts within DES.

-   Withdraw cash up IQD 1,500,000 per day.

-   Check your account balance.

-   Request for Mini – Statement.

-  Change your personal Identification Number ( PIN )

-   Language change.

Dar Es Salaam's ATM network is connected to HSBC's Global ATM network which gives you instant access to your accounts(s) at any time Internationally, the Dar Es Salaam ATM Card enables you to withdraw cash from more than 800,000 ATMs worldwide.